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Refinance current mortgage
Want to lower your payment?
Find out if refinance make sense now.
Explore mortgage program
We offer many different types of loan programs to meet your needs.
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Need cash for major expenses? Use Your Home Equity to your Advantage
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FIRST TIME HOME BUYER
It’s a good idea to get preapproved for a loan if you are seriously looking to buy a home. Once you’re pre-approved, you’ll have a commitment from a lender, so you can make an offer on a home with confidence. This also gives you leverage in today’s competitive multiple bid environment.
FHA LOANS
Refinancing is typically a straightforward process. Many people refinance to reduce their monthly payment or interest rates. Still others refinance to retire debt or obtain some of the equity from their home. If you refinance, your total finance charges may be higher over the life of the loan.
CONVENTIONAL LOAN
Conventional Conforming loan transactions are conventional mortgage loans which conform to Fannie Mae/Freddie Mac guidelines. With an Adjustable Rate Mortgage (ARM) Loan, your interest rate changes at specific period mentioned in your Mortgage Promissory Note.
VA LOANS
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FOREIGN NATIONAL LOANS
Conventional Conforming loan transactions are conventional mortgage loans which conform to Fannie Mae/Freddie Mac guidelines. With an Adjustable Rate Mortgage (ARM) Loan, your interest rate changes at specific period mentioned in your Mortgage Promissory Note.
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What's Our Clients are saying about us!
Fidel & Mari Zetino, Woodbridge, VA
“Chanu is truly the best in her profession! She has always provides exceptional service and is a pleasure to work with! She’s very informative, detailed, patient and provides you with her undivided attention. We HIGHLY recommend Chanu Badwal of Guardian Mortgage, Inc.”
Renee McIver, Lorton, VA
“Just when I thought I was never going to get the help I needed to get not only my house re-financed, but to clear up my title on my house……here comes Chanu! She was so diligent in working on my account. She never let me get discouraged about the whole process and what my outcome was going to be. I am very happy with my closing and results for all the services she has provided. I would highly recommend Chanu to family, friends, and even strangers who are in need of financial help keeping their homes.”
Sangie & Bill Corum, Lorton, VA
“Chanu Badwal is outstanding in her profession. She is very knowledgeable, professional and trustworthy. If she tells you something, believe me it will happen. My husband and I have tried to refinance before and have been let down a few times. Chanu said not to worry, just follow my direction and “I will make this happen”. She encourgaed us and even when we hit a few obstacles, Chanu took upon herself to resolve the obstacles when she did not have to. We trusted her and believed in her. I would recommend her to anyone. She is very kind, caring and works very hard for you. I consider Chanu a trust worthy friend. I am blessed she crossed my path in life. Thank you Chanu for all your hard work and dedication to us.”