Fixed Mortgage Loans
Looking for a mortgage that has a monthly payment you can rely on?
Count on Guardian Mortgage Inc to help you find the best suitable home loan to fit your needs. With our Fixed Rate Mortgage, you’ll know exactly what your interest and principal payment will be for the life of your mortgage loan. e Mortgage, you’ll know exactly what your interest
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Benefits of Getting Fixed Rate Mortgage Loans
- Your principal and interest payment will not change over the life of your loan
- Loan terms vary to meet your needs
- Choose from 10, 15, 20 or 30-year fixed mortgage rates
Conventional Conforming loan transactions are conventional mortgage loans which conform to Government Sponsored Enterprise (GSE) Fannie Mae. Generally the loans are used for purchase or refinance transactions on owner-occupied primary residence, second homes, and investment properties. The Fannie Mae® fixed-rate loan programs provide a fixed interest rate and fixed payments for the life of the loan.
Fixed-Rate Interest Only:
Under this program, the borrower has the option of paying interest only for the first 10 years of the loan term. The loan is then fully amortized over the remaining term of the 30-year loan. The borrower must be qualified at the PITI payment based on the fully amortized rate. Interest Only loans are only available on owner occupied or second home purchase and rate/term transactions
Jumbo Fixed Rate
The Jumbo Fixed Rate product is a mortgage loan program offering fixed rate loans with balances higher than the conforming balance limit to well-qualified borrowers.
Jumbo Fixed Rate loan transactions must be underwritten to the guidelines stated in this Product Description only. Where policy is not stated, the guidelines in this Guide may be followed but are subject to current secondary marketing requirements.
Our Certified Mortgage Planner Specialists will guide you through each stage of the process and provide you with expert advice along the way. Whether you are Buying a home or Refinancing your current mortgage we are committed to making the home loan process clear, informative, and simple. At Guardian Mortgage, we understand that buying a home is equally big decision as refinancing your current mortgage. That’s why we are committed to providing you with the information you need to make well informed decisions.
