Investment Property Loans
Whether you are a seasoned real estate investor or thinking of purchasing your first rental property, you may be aware that investment property mortgages can sometimes be hard to come by. It’s important to work with a mortgage professional who understands real estate investing and financing investment properties. Guardian Mortgage Inc offers residential investment property loans with competitive mortgage rates and a wide variety of programs to choose from. At Guardian Mortgage Inc, our licensed mortgage specialists will help you decide what kind of investment property best suits your goals and how to finance it.
Benefits of buying investment properties
- When you are ready to buy an investment property, we can help you get the information you need to enjoy the financial and personal benefits of owning a rental home.
- Rental opportunity: Renting out your property to tenants creates additional cash flow. Consider purchasing properties near downtown areas, vacation spots or college campuses as these are popular among renters.
- Increased cash flow: Your investment property can provide income to offset your expenses. You may even profit from your rental property!
- Potential tax benefits: There are many tax advantages to owning rental properties, such as deductions for mortgage interest, property and real estate taxes.
- Build your investment portfolio: You can diversify your portfolio by owning an investment property.
Which Loan to Choose?
Which loan program is right for you will depend on several factors. Among them are the length of time you plan on owning the home, whether it is more important to pay the mortgage down quickly or maintain a low monthly payment, and the type of property being financed. At Guardian Mortgage Inc, we provide a variety of types of mortgages suitable for real estate investing include:
Fixed Rate Loan
Adjustable Rate Mortgage
Condo Loan
Jumbo Mortgage
Our Certified Mortgage Planner Specialists will guide you through each stage of the process and provide you with expert advice along the way. We are committed to making the home refinance process clear, informative, and simple. At Guardian Mortgage, we understand that buying a home will be one of the biggest purchases of your life. That’s why we are committed to providing you with the information you need to make well informed decisions.